Global Study ROI Calculator

Calculate your "Break-Even Date" for studying abroad vs. India
🎓 I am a Student
💼 I am Working
*Students have 0 opportunity cost (no lost salary).

1. Destination & Program

Avg for this country: --

2. Living & Lifestyle

Frugal Moderate Luxury
Est. earnings: 0 / year

3. ROI Assumptions

Avg Grad Salary: --
TIME TO RECOVER COST
--
Years after graduation
Total Tuition --
Living Costs --
Opportunity Cost 0
Part-time Wages --
Total Net Investment
(The Deficit) --
⚡ Key ROI Insights
👉 Public universities in Germany have a 5x faster ROI than private ones on average.
👉 Housing accounts for up to 40% of the total study abroad cost in Europe.
🏠 Lower Your Living Costs InstaDwell
💡 Did you know? Consultants advise allocating 30-40% of your total study abroad budget to housing.
Don't overpay for a dorm. Find verified student housing and co-living spaces closer to your campus.
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Source: Student Budgeting Strategies 2025

Frequently Asked Questions

How is the "Time to Recover Cost" calculated?
It determines how many years of post-graduation savings are needed to pay back your total Net Investment (Tuition + Living + Opportunity Cost - Part-time Earnings).
Does this calculation include inflation?
No, this calculator uses current value estimates to keep the comparison simple and immediate.
Why is the Public University ROI so high?
Because tuition is near-zero in countries like Germany, your only major cost is living expenses. This reduces your upfront "debt" significantly, leading to a break-even point often under 1 year.